Supplemental Insurance

---

Extra cash when you need it most.

Even with health insurance, out-of-pocket costs can add up. Supplemental insurance provides cash benefits paid directly to you—money you can use for anything, like copays, deductibles, or everyday bills.

Types of coverages:

• Accident Coverage
  Pays you cash if you're injured in an accident. Helps cover ER visits, broken bones, stitches, and follow-up care.

• Critical Illness with Cancer Coverage
  Lump-sum payment if you're diagnosed with a serious illness like cancer, heart attack, or stroke. Use it for medical bills, travel, or lost income.

• Hospital Coverage
  Get paid for hospital stays due to illness or injury. Covers admission, daily stay amounts, and ICU.

Why it matters:

• Money goes to you – not the doctor or hospital
   
• Use it your way – medical costs, rent, groceries, etc.
   

Protect your wallet while you protect your health.